Looking for answers? You came to the right place.
To make your visit worthwhile, this page has answers to most common questions about Seedlify and our funding & investing approach.
We created Seedlify to reshape the process of raising capital for early growth businesses through flexible and entrepreneur friendly financing terms. With no dilution, no loss of control, and no fixed repayment schedule, entrepreneurs can stay focused on growing their businesses. Revenue Based Financing (RBF) works like a revenue sharing agreement a.k.a royalty. Your monthly loan payment is based on a percentage of your monthly top-line revenue. If your revenues drop, so do your payments.
Our RBF matures when a predefined total repayment cap is reached, and we target a 5 year payback term, depending on your unique situation. If your revenues grow faster than planned, you pay back the loan a little faster; if they are slower, then your payback is slower. Seedlify’s financing solution aligns our investors with your sales growth goals. We’re here to help you grow – on your terms. Request Early Access.
In the way that the software industry evolved to a more user friendly Software-as-a-Service model, for small business customers, we think it’s time for startup financing & investing to do the same. What we call – Capital-as-a-Service. At Seedlify we believe that the following three principles are critical to creating a Capital-as-a-Service industry:
- Financing for long-term business growth
- Use technology to improve, not shortcut credit analysis
- Be entrepreneur-centric
Our team is working hard, but we’ll let you know as soon as we’re ready. Before we launch we’ll be opening up an early Beta version to a small group of our applicants, so hurry and reserve your spot by requesting early access!
Our revenue based financing model is best suited for online, software, technology and knowledge-based companies. Entrepreneurs in these high-growth, high-margin markets will find our model to be an exciting new way to raise growth capital without giving up equity. Companies with hard assets (i.e. collateral) will generally qualify for traditional loans that are better suited for their needs.
We will look for a percentage of revenue (in the range of 2% to 10%) until the total repayment cap is reached. Generally, this is calculated and debited monthly via pre-authorized payments.
Our revenue-based financing model is best suited for companies that have been generating a consistent revenue in the past 6-12 months.
If you’re a pre-revenue startup, you can still request early access so that we can keep you on our radar. You can also sign up for our newsletter to receive occasional emails containing startup resources, news, and tips on how to grow your business. We encourage you to keep us in mind when you get further with your revenue model.
We’re currently offering Revenue Based Financing ranging from $30k-$500K CAD. You can qualify for a loan for up to 3X you Monthly Recurring Revenue. So if you are on track for $50K in sales this year, we can invest about $150.
We’re launching in Canada for now. That doesn’t mean we don’t want to be helpful to you. Please send us a message to email@example.com, and we will try to refer you to one of our partners in your country. To stay in the loop on Seedlify and find out when we’re expanding internationally, sign up for our newsletter.
Unlike a traditional loan, the RBF model doesn’t have a fixed monthly payment amount. Instead, the payment due floats with your monthly revenue, such as 5% of topline revenue. So, if you beat your goals and grow faster, your “rate” goes up, but if you miss your plan, your “rate” goes down.
Yes. Seedlify’s investors are taking a lot of risk, we think a high return is fair. If you think about it, it’s not so high considering the the stage of businesses we target. While the rate might be high, a business with solid gross margins and proper growth plan can afford our RBF percentage.
Seedlify helps individuals invest in technology & knowledge-based startups with promising growth rates.
We help you pool your money with others to access investment opportunities in these types of companies through Seedlify Revenue Based Financing (a.k.a Royalty) Funds.
You can monitor performance and repayments via Seedlify’s platform. Note that past performance is not necessarily indicative of future results – all investors should Read the Offering Memorandum before investing.
Seedlify offers revenue based financing (royalty) investment products to qualified investors. These products in turn hold investments or loans to technology & knowledge-based startups.
We do the heavy lifting so you can feel confident that your money is being invested for profit and in boosting the Canadian tech ecosystem.a
Seedlify’s initial projects will be financed by private accredited investors from across Canada.
Request Early Access to stay updated as we open up the platform to additional investors.
Investing in technology companies is a great way to put your money to work for both compelling returns and measurable impact. But it’s difficult for most investors to participate in this opportunity.
This is where Seedlify comes in.
Our Revenue Based Financing investment funds are backed by diversified portfolios of loans in early growth technology companies that are already operational and generating steady revenues – revenues that are used to pay investors like you. Request Early Access